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How to Apply for Financial Aid

Step 1: Create a FSA ID

Go to and create your FSA ID or login if you have had an account before.

Your FSA ID is how you and your parents will electronically sign your FAFSA application and other documents throughout the financial aid process. If you are under the age of 24, not married, and do not have children that live in the household that you support, your parents will also need to create an FSA ID in order for you to complete your FAFSA application. Please click "Need help creating an FSA ID?" to view a quick video for instructions on creating an FSA ID.   

Need help creating an FSA ID? 

Step 2: Complete a FAFSA Application

Every student looking to qualify for Federal Pell Grants and Federal Direct Stafford Loans must complete a FAFSA application. You'll determine which FAFSA applications you will need to submit y looking at the dates below, then go to  and log in with your newly created FSA ID. Example: Starting school January 2023, you would apply for FAFSA for 2022-2023 AND 2023-2024.

How to Determine Which FAFSA to Complete

Below is a helpful chart to help you determine which FAFSA applications you will need to complete during your enrollment at VskiCosmetology School.

If You Plan to Attend Between                                                     You Will Submit This FAFSA                              Using Income and Tax Information From

July 1st, 2023 to June 30th, 2024                                               2023-24                                                                   2021

July 1st, 2024 to June 30th, 2025                                               2024-25                                                                   2022

July 1st, 2025 to June 30th, 2026                                               2025-26                                                                   2023

July 1st, 2022 to June 30th, 2027                                               2026-27                                                                   2024


Items Needed to complete FAFSA Application

  1. VskiCosmetology School –  School Code: 042815 

  2. Your personal information:

    1. Full legal name

    2. Driver’s license or Government Identification card

    3. Social Security Number

    4. Tax information from the appropriate tax year (from table above)

  3. Your parent’s personal information: (ONLY if the student is under the age of 24, not married, and does not have children that live in the household and the student supports them)

    1. Full legal names

    2. Social Security Numbers

    3. Tax information from the appropriate tax year (from table above)

Below are instructional videos on how to complete your FAFSA application:

Step 3: Schedule Follow-up Appointment

Once you have successfully submitted your FAFSA application(s) call the Financial Aid Office to schedule a follow-up appointment. This can be done by calling 843-203-0000 Option #2 for the school or by email at

The follow-up appointment will consist of reviewing your FAFSA application(s) and determining if there are further steps to be completed before the Financial Aid Office can determine your eligibility and financial aid award amounts.

Also, during this meeting the Financial Aid Office will determine if your FAFSA has been selected for Verification, if you have an extenuating circumstance that qualifies the Financial Aid Office to conduct a Professional Judgement, or determine if you are eligible for a Dependency Override based on your unique situation.





Step 4: Complete Entrance Counseling

Entrance counseling only needs to be completed by students interested in taking a Federal Direct Student Loan and can only be completed once your FSA ID has been validated. For information and steps on successfully completing loan counseling click the following button:


Step 5: Complete Master Promissory Note

A Master Promissory Note only needs to be completed by students interested in taking a Federal Direct Student Loan and can only be completed once your FSA ID has been validated. For information on the (MPN) and steps on successfully completing the Master Promissory Note click the following button:


Step 6: Complete Parent PLUS Loan Documents (Optional)

Parent PLUS (Parent Loan for Undergraduate Students) Loans are available that enable birth, adoptive, or step-parents of dependent undergraduate students to borrow. There is a federal origination fee of 4% deducted proportionately from each loan disbursement.


To be considered for a Federal Direct PLUS Loan:

  • The Federal PLUS Loan is not based on financial need; however VskiCosmetology School requires completion of the FAFSA which can be completed online at

  • The parent must obtain a FSA ID at

  • Students and parents must be a U.S. Citizen or eligible non-citizen

  • Students and parents must not be in default on a federal education loan or owe an overpayment on an educational grant

  • Student must be enrolled at least half-time

  • Student must attend classes and maintain Satisfactory Academic Progress

  • Applicant cannot have an adverse credit history. A credit check is required for approval.

Application Process

    1. Complete the Federal Direct Parent PLUS Loan Form.


    2. Provide a photocopy of your Driver’s License/Identification card and Social Security Card to Financial Aid Office.

    3. Complete the PLUS Loan Refund Authorization Worksheet that is attached to the Federal Direct PLUS Loan Form.

    4. Complete the Online Direct Loan Master Promissory Note (MPN). Go to Federal Student Aid to complete this. This will only need to be completed by the parent ONCE PER STUDENT while your student(s) attends VskiCosmetology School. Once all steps are completed, make sure to print out a copy of your Master Promissory Note for your records. An electronic confirmation will be transmitted to the financial aid office within 24 hours. 

    5. If your student withdraws from school, the Cost of Attendance and financial aid award amounts will be adjusted. This could result in a reduction or removal of loans or other financial aid.

  • The Financial Aid Office will notify the student of the award via email or an in-person meeting. By default, VskiCosmetology School only covers up to the cost of tuition for PLUS Loans unless an increase for living expenses is specifically requested by the Borrower of the PLUS Loan. Awards are determined on an ongoing basis and completed after your student’s financial aid file is complete and reviewed for eligibility. To be complete, your student must respond to all requests for information.


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